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Insurance
Many clients today are electing not to use their insurance. Here are
the reasons:
- Insurance companies require you to have a mental health diagnosis
in order to pay for your treatment.
- Insurance companies then determine how many session you can attend,
how frequent you can attend, and insist on getting documentation to
justify the treatment, which may include summaries of treatment or
copies of the therapist’s session notes.
- Most people who attend therapy are dealing with relationship struggles
within or outside their family. Most insurance companies do not pay
for treatment for these types of difficulties, unless one of the participants
has a mental health disorder.
- The insurance company may then give information about your mental
health history, status, and treatment to national databases, where
others can access the information. This may make it difficult to get
health and life insurance later, or may cause your rates to be much
higher.
- Clients prefer to maintain their privacy. They often do not wish for
others to have access to personal information.
If you would like to use your insurance, particularly if you have
already had medical or mental health treatment in which you have
been given a mental health diagnosis, I will be happy to fill out
a form for you to send into your insurance. I will do this monthly.
However, I require payment from you at each session. You will be
reimbursed by your insurance company for their allowed amount. However,
I will not submit information to them outside of your diagnosis
to justify treatment. |
